What Happens to Your Coverage When You Leave Your Job?
Most employer life insurance is not portable. When you leave — voluntarily or not — that coverage disappears. This is called the Protection Cliff™. Turtelle helps you see how exposed your family is and what to do about it.
Employer Coverage
Active
Job Change
The Cliff™
Coverage Lost
Family exposed
How Turtelle Works
Your family protection check in under 5 minutes
Tell us about your family
Age, dependents, mortgage — the basics.
Enter your current coverage
Employer life insurance and any policies you own.
Get your Protection Score™
A 0–100 score showing how well your family is covered.
See your Protection Gap™
The exact dollar amount your family may be missing.
Choose your next step
Talk to an agent or compare carrier options directly.
Why Turtelle
We built this for employees, not insurance companies
Know Your Protection Score™
Understand how well you and your family are protected with a clear 0–100 score.
Identify Your Protection Gap™
See exactly how much coverage your family may be missing in plain dollar terms.
Compare Top Options & Close Your Gap
Explore top carriers and find the right coverage for your family and budget.