For employees and their families
Is Your Family Fully Protected?
Your employer may provide life insurance, and you may have personal policies too. But is your total coverage enough to protect your family's financial future?
Get your free Family Protection Score™ and discover potential coverage gaps.
100% free · No obligation
Three ways to start with Turtelle
Whether you're protecting your family, supporting your employees, or serving your members, Turtelle gives you a clear place to start.
For Employees
Bring workplace benefits, personal policies and family needs into one Protection Check. See your Protection Score and any potential gap.
See how it works for you (For Employees)
For Employers
Explore group life insurance options and give employees tools to better understand their protection.
Explore employer solutions (For Employers)
For Associations & Groups
Explore group life insurance options and give members a connected way to understand their protection.
Explore group solutions (For Associations & Groups)
Three parts of your coverage, one clear picture
Most people know a little about each piece but have never seen them together. The Protection Check brings them into one view.
Workplace benefits
Life coverage through your job: how much you have, and how much of your protection depends on your employer.
Personal policies
Coverage you own yourself. Already have a policy? Policy X-Ray explains what it covers.
Family and financial needs
Income, debts, mortgage, children and goals: what your family would actually need.
Your Protection Score
One score from 0 to 100 that helps you understand your overall protection and identify any potential gap.
How the Protection Check works
You answer a few questions about your family, finances and coverage. Your results appear right away.
Tell us about your family
Your age, spouse, children and other basics.
Add your finances
Income, debts, mortgage and the financial needs you want protected.
Add your coverage
Workplace life insurance and any personal policies you already own.
See your results
Your Protection Score™, any potential protection gap and a personalized report.
If you changed jobs, would your coverage come with you?
Workplace life insurance may change or end when you leave an employer, depending on your plan. We call this the Protection Cliff™.
The Protection Check helps you understand how much of your protection depends on workplace coverage, so you can see what a job change could mean for your family.
- Coverage through work
- Coverage you own
What happens after your check
Your results are yours to act on, or not. There is no obligation to buy anything.
Your coverage fits your needs
That's a good result. You'll know where you stand, and there is nothing more you need to do.
There may be a gap
You can compare available life insurance quotes online at your own pace and choose whether to apply.
You'd like to talk it through
A licensed agent can go over your results with you and answer your questions.
Ready to explore your options?
Already understand what you're looking for? Compare available life insurance quotes online or speak with a licensed agent.
Review available life insurance quotes, compare your options and choose whether you want to apply. Preview until October 20, 2026: sample quotes only, and no application is submitted.
Buy Insurance OnlineCompare quotes and apply
Speak with a licensed agent if you would like help understanding your coverage options.
Talk to a Licensed AgentGet help understanding your options
Exploring coverage is optional. There is no obligation to buy anything.
See Where Your Family Stands
Bring your workplace coverage, personal policies and your family's needs together in one Protection Check.
Check My Family Protection ScoreThe Protection Check gives an educational estimate based on the information you enter. It is not a recommendation to buy insurance, and actual coverage depends on each policy's terms and on carrier underwriting.